Cummins Worldwide

“When I completed my first Financial Plan, I was shocked to discover that I was overspending by $40,000–$50,000 per month.

After buying back my company, we were generating $50 million annually. The business grew to $117 million per year, and I quadrupled my personal finances.

This all coincided with my decision to take responsibility for my own finances.”

"After using the Financial Plan, it took us about 2 months to really get our finances in order and settle down to where we can actually start looking into the future.

We started with our personal finances and then moved into the business.

And now our business actually pays us, and our income has 5X just by confronting it.

We actually started making more money!"

"Three months ago, our finances were a mess. Honestly, it was one of the worst financial situations we have ever been in as a company.

We owed suppliers, we owed subcontractors, our credit cards were maxed out, and we even had people showing up asking for payment. It was stressful and completely unlike how I normally operate.

That's when we started Financial Planning with Cummins Worldwide.

At first, it was a lot of confrontation. Looking at all the numbers wasn't exactly fun, but week after week, we kept doing it. Instead of avoiding the situation, we started handling it.

Today, Financial Planning is actually one of my favorite meetings of the week, which is funny, because before this, I didn't even really have a financial planning system.

The biggest thing it has brought is order. That's the best word I can use. Order.

We know where our money is. We know where it goes. We know what needs to be paid and when. There is no guessing anymore.

In just three months, we have paid all of our suppliers, caught up with our subcontractors, and brought a lot of stability back into the business. We have also knocked down a large portion of our credit card debt. We still have more to go, but now we have a plan, and we're working the plan. The debt feels under control instead of controlling us.

The results have been incredible. We recently closed the largest contract in our company's history, and we're having one of our best years ever.

What I love the most is that I no longer feel stuck looking at financial problems from the past. I feel in control. And for the first time in a long time, I can clearly see the future financially—not as a hope or a dream, but as something real that we are building week by week.

I remember thinking, "How can I justify paying for this service when our finances are already struggling?" Now I can honestly say it was one of the best decisions we made.

If you're considering Financial Planning, just do it. Don't wait until things are perfect. In fact, that's probably when you need it the most. The amount of order, clarity, control, and confidence it brings is hard to put into words.

It's only been three months, and I am excited to see what the next six months and the next year look like.

Thank you to the Cummins Worldwide team. What you have given us is much more than a financial system. You helped us get control back. You helped us see clearly where we are, where we're going, and how to get there. I feel confident about our finances, excited about our future, and expansion—that's been the biggest win!

Thank you."

After using the Financial Planning tool we doubled the size of our company!  As I got more knowledge, the control of my finances increased as well! I could see “Ah, we are losing money on this, and that’s making money” and then immediately with that data I can go and operate the company better with a clearer picture.